Services

Business Finance Services Across Australia

Nine ways to fund your business, especially when the bank said no. Start with the one that sounds like you, or call us.

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The four we get asked about most.

A business owner at a workshop desk reading paperwork beside a laptop.
ATO debt

The ATO plan is crushing my cash flow.

Interest keeps building and none of it is deductible. Let's find a plan that fits.

See how it works A man at a workshop desk marking up payroll sheets beside a laptop and calculator, with staff packing orders behind him.
Payday SuperLive 1 July 2026

Super now leaves my account every pay run.

No more quarterly buffer. If wages are weekly, super is weekly.

See how it works A man kneeling to tighten a bolt on a gym squat rack in a new fitness studio.
Start-ups

I'm new in business and the banks say come back later.

Lenders judge a start-up differently. We know what they want to see.

See how it works Two people walking through an operating workshop, one pointing out a machine to the other.
Acquisitions

I'm buying a business and need the funding structured.

A big part of the price is often goodwill. Lenders see that differently to a truck.

See how it works

More finance

Five more ways to get cash moving.

A tipper truck, an excavator and a ute parked in a gravel yard, with a man in a navy shirt standing in front of them.

Capital raise

Turn equipment or fleet you own into cash. Keep working with it.

Learn more A man in a green shirt operating a CNC milling machine in a workshop.

Sale & leaseback

Own your gear outright? Turn it into cash and keep working.

Learn more A man checking the toolbox on the tray of a white dual-cab ute parked outside a workshop.

Equipment & vehicle finance

Utes, trucks, plant and tools. Plus fit-outs and refurbishments.

Learn more A woman checking paperwork on a clipboard beside stacked cartons in a warehouse.

Invoice finance

Get paid on your invoices now, not weeks from now.

Learn more A man in a green polo holding a tablet at a trade store counter, with shelves of stock behind him.

Business loans & lines of credit

Secured or unsecured, a lump sum or a limit you draw on. Built around your cash flow.

Learn more

Want a quick estimate first? Run your numbers: ATO debt, Payday Super and loan repayments. See all services.

Not sure which one you need?

That's normal. Most people call with a problem, not a product. Tell us what's going on and we'll point you the right way. If finance isn't the answer, we'll tell you.

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How we're paid.

We may charge you up to $2,500 (incl. GST) or up to 10% of the Net Amount Financed (NAF) as an Origination Fee for our credit assistance services. This is only payable if the loan proceeds and is a one-off, payable at settlement. When a loan settles, the credit provider may also pay a commission to us or to AFAS Group. We tell you what applies, in writing, before you commit to anything. The full detail is in our Credit Guide.

We're a finance broker. We don't give tax, legal or accounting advice, and we work with your accountant.

Tell us what's happening.

Call, text or send an enquiry. Straight answers.

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