Finance for the deals banks won't touch.
Complex deal. Unusual situation. Bank said no? We find where it fits.
- Honest advice
- Access to 40+ lenders
- No cost to talk
You deal with Marco. Full stop.
Lenders we work with
Lender logos are trademarks of their respective owners. Lender availability, rates and approval depend on your circumstances.
What's stopping your deal?
Complex and non-standard business finance is what we do. Pick the one that sounds like you.
ATO Debt
Turn a short, hard ATO plan into a repayment you can live with.
Payday Super
Super due every payday? Keep cash flow steady while you adjust.
Start-up or Business Acquisition
Finance to launch, or take the opportunity while it's on the table.
Cash Flow
Working capital and lines of credit built around how you get paid.
Equipment & Vehicles
Utes, trucks, plant and gear. New, used or private sale.
New ABN
Options from day one, without years of trading history.
One broker. One plan. Personal service.
No call centre, no hand-offs, no explaining your situation five times. Marco takes your file personally from the first conversation through to settlement.
He learns the deal, builds the strategy and works directly with the lenders most likely to say yes.
Talk to Marco
- Straight answers
- Structured around your deal
- Direct lender access
- Realistic timeframes
How it works.
- 1
Tell us the deal
A quick conversation about your situation and what you're trying to do.
- 2
We find where it fits
Marco matches your file to the lenders whose policy suits it.
- 3
We handle the paperwork
We negotiate and manage the process, end to end.
- 4
Funds land
Often within days once everything's approved.
A better path to yes.
One bank gives you one answer. We compare lenders to find where your deal fits, and structure it to suit.
Going direct to one lender
- One credit policy
- One set of rules
- Limited options
- One yes or no
Going through OzCap
- 40+ lenders
- Different credit policies
- More ways to structure the deal
- One broker managing it
ATO debt restructuring
A business owes $45,000 on a 12-month ATO payment plan. The repayments are choking cash flow. Restructured into a longer business facility, the monthly number changes completely.
- ATO debt cleared
- One predictable repayment
- Cash freed to run the business
Illustrative only. $45,000 on a 12-month ATO plan at the ATO's general interest charge rate for October to December 2026, restructured over 5 years at an example 11% secured rate. The longer term means more total interest. Your numbers will differ.
5.0 on Google from 13 reviews
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Rated 5 out of 5
Marco and his team at Ozcap Finance on the Sunshine Coast are outstanding. Marco’s attention to detail and commitment to achieving a positive result really stood out. He was always quick to respond and happy to answer my questions - even on Saturdays and Sundays.
After speaking with the big four lenders, dealing with Marco and his team was a refreshing experience. Professional, polite and helpful throughout, they made the whole process easier.
A definite 10 out of 10! I would happily recommend Marco and the Ozcap Finance team to my friends and family.
Andy Google review, October 2026
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Rated 5 out of 5
Great bloke and very easy to deal with. Marco helped me out from start to finish, didn’t beat around the bush, was straight-up and honest, and delivered exactly what he said he would.
My wife and I are stoked with the result. Thanks again, Marco! Highly recommend.
Dave Google review, October 2026
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Rated 5 out of 5
Jonmarco helped me get a car loan and he was super helpful & knowledgeable throughout the process, nothing was ever to much. Thank you!
Kandice Google review, October 2026
Got a deal the bank couldn't do?
Have a confidential conversation with Marco and find out what's possible.
No obligation. Talking to us doesn't touch your credit file.